Where do I start when buying a home?
You have come to the right place! We start with a conversation about your goals, timeline, and budget. Next, you’ll speak with a trusted lender for pre-approval. From there, we build a clear plan and begin your home search together. I also have a "Homebuyer's Toolkit " booklet you can download under the buyers tab.
What is a pre-approval and why is it important?
A pre-approval shows how much you can borrow and helps you understand your monthly payment. Unless you are puchasing a home with cash, you should have a pre-approval letter from a reputable lender in order to submit an offer on a home. Otherwise a seller may not consider your offer.
How long does it take to buy a home?
Most buyers close in about 30–45 days after going under contract. The search timeline varies based on inventory, budget, and your preferences. I’ll help you stay on track every step of the way.
How much do I need for a down payment?
Down payments vary—3%, 5%, 10%, 20% or more depending on your loan type and financial goals. I’ll connect you with trusted lenders who can outline the best options for your situation.
What costs should I expect when buying?
Buyers typically pay for inspections, appraisal, closing costs, and their down payment. There are some instances where you may have to contribute to part of your buyer's agent commissions. I’ll give you a transparent estimate early in the process so you can plan confidently.
Do I need a home inspection?
Yes, I always recommend inspections. They give you a clear understanding of the home’s condition and help you plan for maintenance or repairs. I’ll guide you through what to expect and how to interpret the results.
How do we make a strong offer in a competitive market?
I’ll review recent sales, craft a smart strategy, and discuss terms that matter—price, contingencies, timelines, and negotiation options. My goal is to position you strongly without overpaying.
What happens after my offer is accepted?
We move into inspections, appraisal, loan approval, and your final walkthrough. I’ll keep you informed at every milestone, with a timelime you can import to your calendar, so nothing feels overwhelming or rushed.
How much control do I have over which homes we see?
Total control. You tell me what you like, and I add professional guidance on neighborhoods, resale value, condition, and your must-have list. Together, we refine your search criteria until the right home appears.
What happens at closing?
At closing you sign documents, receive your keys, and officially become a homeowner. I’ll walk you through exactly what to expect so settlement feels smooth and exciting.